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Raphael Teeluck Financial Legacy Services Limited
Raphael Teeluck
Managing Director
Ambitious, focused, and driven, Managing Director Raphael Teeluck, has established himself as one of Guardian Life’s most high-profile financial advisors.
Coming from very humble beginnings in the little village of Cedros, South Trinidad, his love for people and great passion for serving has allowed him to create everlasting relationships with his trusted and loyal clients, who he considers his extended family.
Kicking off his career years ago, Raphael won the Rookie of the Industry award in 2016 and later, the coveted Agent of the Year awards in 2018, 2020, and 2022, along with other notable industry recognitions. Qualifying for the prestigious Million Dollar Round Table (MDRT) every year of his career, has allowed him to expand his skills, knowledge, and abilities through shared ‘best practices’ with the world’s top insurance advisors. He is one of the few advisors in the Caribbean to qualify for the MDRT “Court of the Table” level (3x MDRT level).
Being a certified John Maxwell life coach and having an entrepreneurial mindset, he has evolved into an inspirational leader, in turn benefiting clients and other agents by helping them achieve their full potential. He is also actively involved in numerous community and nationwide charity ventures. His dedication, educational progress, and love for his profession make him determined to one day become an industry legend like his mentor and close friend Dale McLeod. Equipped with a professional and competent team, one of his favorite phrases “Life is for Service” defines how he looks at this career as he goes the distance for the client to not just satisfy them but amaze them.
Raphael is a team player both in and out of work. He thoroughly enjoys playing his favorite sport; cricket, socializing with friends, maintaining a healthy lifestyle, traveling, and spending time with his beautiful and supportive family.
Anita Lutchman
Office Manager
Dedicated to the business for the past few years, Anita not only carries the role of an Office Manager but also a supermom to a beautiful little daughter. Having completed her BBA in Human Resource Management and being a people person, she naturally adapted well to the insurance industry in a short period of time.
What do you like the most about your job?
“Being able to be a part of the journey to help families secure their future. I like to think of myself as a people person and being qualified in HR helps me better communicate with people and help them achieve their dreams while also pursuing mine.”
What has your experience in the insurance industry taught you?
“It has definitely taught me patience, and also, the importance of having financial security as the unexpected can happen at any moment and you should always be prepared. I am more educated and knowledgeable now, not only for myself and my family but also to share this knowledge with others.”
Describe yourself in three words:
“I would have to say meticulous, loyal, and determined!”
Fun fact about yourself:
“I love doing my hair in bold colors as it best represents my personality.”
Melissa Rajroop
Executive Assistant
Melissa brings not only passion and drive to the business, but also a witty personality that never fails to delight those around her. A BBA graduate with specialization in Marketing, she continues to be an integral part of our team as she is dedicated to helping clients secure their future.
What do you like most about your career?
“I love that I’m in a dynamic industry allowing me constant opportunities to learn and grow. I also like the teamwork and fast-paced environment as it enhances my communication skills in guiding clients to a secure future.”
What has your experience in the insurance industry taught you?
“It has definitely made me more independent. Being sheltered growing up, working here has allowed me to come out of my shell and learn how to interact with clients. There is so much knowledge in this industry, but I never sat down and thought about things like retirement, liability, or investments. Now I know that insurance is investing money wisely to protect my future. contingency plans”
Describe yourself in 3 words:
“Definitely friendly, adventurous, and helpful .”
Fun fact about yourself?
“I’m super competitive. Love sports, outdoor activities, going on adventures.”
Michel Leotaud
Marketing Consultant
Michel kicked off this new venture for us by helping us achieve goals long in the making. Having completed her BSc. Information Technology, with a minor in Communication Studies, and being professionally certified in Digital Marketing, she aptly creates relationships with clients via social media and innovatively raises brand awareness to promote our services.
What do you like the most about your job?
“This job allows me to tap into my creative side and learn as I go. There is a vast wealth of knowledge both in insurance and with technology and because this field is everchanging, growth is inevitable, so it constantly keeps me updated and on my toes. I also really love being a part of the team as it creates a certain dynamic that allows for a thriving and productive environment.”
What has your experience in the insurance industry taught you?
“Entering the industry, I had very little knowledge about insurance and the need for it. I’ve never thought about the fact that life can change in an instant, but Covid-19 has definitely shown me the harsh reality. Now, I understand that in trying times like these, insurance can be the one thing to ensure financial security and wellness to protect me and my family from the unexpected.”
Describe yourself in three words:
“I’d like to think of myself as kind, genuine, and cheerful.”
Fun fact about yourself:
“I have a newfound love for interior design and decorating!”