MotorGuard Insurance
Congratulations, you’ve bought a new vehicle! Or maybe you’re thinking about it? Whether it’s your first car or a new and shiny upgrade, it’s a big deal. However, along with this new excitement, comes a huge financial responsibility.
Having Auto Insurance gives peace of mind and financial protection if anything were to happen unexpectedly on the roadways, and this is why we have a Third Party, Third Party Fire and Theft, and Comprehensive coverage option available to you.
Third-Party Coverage
This covers your liability for bodily injury to third parties and damage to third party property.
Guardian General’s Third Party’s key benefits are:
- Third-Party Property Damage
- Third-Party Bodily Injury
Third-Party Fire & Theft Coverage
Third-Party Fire & Theft covers any loss of, or damage to your vehicle by fire, explosion, self-ignition, lightning, burglary, housebreaking, theft, or attempted theft. In addition, it provides cover for loss of or damage to accessories and spare parts while on the vehicle and the cost of wrecking/towing services.
Comprehensive Insurance
This Comprehensive policy covers Third Party Liability, Fire and Theft, and Accidental damage to your vehicle. In addition to Third Party Cover and Fire and Theft, this policy provides cover for loss of or damage to your vehicle, accessories, and spare parts while on the vehicle and the cost of wrecking/towing services.
Extra Benefits at Additional Premium
- Flood, Hurricane, Earthquake
- Windscreen/Glass Damage
- Personal Accident for un-named Passengers
- Agreed Value Policies
- Courtesy Car/Loss of Use
- Hospitalization- Max. $15000
- Increased Legal Expenses – Manslaughter
- Increased Third-Party Limits of Liability
The Survivor's Benefit
The Survivor’s Benefit provides a cash lump sum to named surviving beneficiaries upon the death of the insured.
Motor Assist
Motor Assist® from Guardian General gives you the comfort of having dedicated professionals at your beck and call in an emergency.
With Motor Assist® from Guardian General, it is a reality. Our 24-hour roadside assistance comes FREE as a corporate service for all qualified motor policyholders so you are never alone. Private and commercial vehicles up to 3 tons MGW are eligible for motor assists. Every qualified insurance vehicle is allowed a maximum of 3 callouts per calendar year.