Health Insurance
Health Insurance is Wealth Insurance. When you’re young or in good health, you may be tempted to “save money” by not having health insurance, but with the possibility of the unexpected occurring, and today’s high costs of medical care, taking the chance that you will remain in good health is one that may have serious financial consequences in your future.
This is why we offer plans available to you and your family, to accommodate you and to ensure your wealth and health is secured.
Quantum
Quantum offers freedom and flexibility to cover all your coverage needs. It provides complete medical expense coverage under one plan, which takes a deductible and reimburses a percentage to the policyholder. The Quantum Plans can be easily customized, and therefore offer more liberal benefits based on the clients’ healthcare needs.
Key Benefits
- Convert to an individual policy if you leave the Group Plan
- Receive lifetime coverage at a reduced benefit
- Choose your own healthcare providers both local and international
- Dramatically reduces out-of-pocket costs for Emergency and Hospitalization
Provisor
This plan gives you unlimited access to one of the largest Preferred Provider Organizations (PPO) in the region. Preferred Provider means that you use specified doctors or institutions, which are identified upfront. We have also forged alliances with some of the best healthcare providers and administrators worldwide. LifeCare’s network of PPOs includes qualified and experienced medical practitioners and specialists, hospitals, pharmacies and laboratories. The comprehensive medical plan offers coverage that allows immediate treatment with a small co-payment and no completion of claim forms. With Provisor you even have the option of using practitioners and facilities outside the network. LifeCare Provisor offers freedom and flexibility to cover all your needs.
Key Benefits
- Convert to an individual policy if you leave the Group
- Receive lifetime coverage at reduced benefit
- Choose your own healthcare providers (local and international)
- Avoid on-the-spot, full payment for medical treatment- only co-payment
- Get assistance and advice from our 24/7 answering service
- Dramatically reduce out-of-pocket costs for all In-Network Services
- Waive deductibles for treatment within the network
- Virtually eliminate claim forms for services received within the network
Global Care
Global Care Plus is our International Medical Insurance Plan that is customized to meet your specific medical and financial needs.
Anyone up to age 69 is eligible to apply for coverage and any child born under a covered maternity benefit will have automatic coverage as long as parents apply for the addition of the dependent during the first 30 days after birth.
Key benefits:
- Direct payment to the hospitals or reimbursement
- A wide choice of preferred doctors or medical facilities
- 100% coverage for hospitalization, after you have met your deductible and out of pocket limit
- Medical coverage anywhere in the world
- Organ transplants
- Coverage with no charge to the first two children under the age of 15 years once both parents are covered under the plan
- 24-hour telephone emergency assistance service 365 days a year
- Coverage for ground and air ambulance services
- Repatriation of mortal remains